Terms of Service

Last updated: June 22, 2026

1. Acceptance of Terms

By accessing or using the websites and services operated by RuffMichael Ltd. Co. ("RuffMichael," "we," "us," or "our"), including ruffmichael.com, realestate.ruffmichael.com, ai.ruffmichael.com, webui.ruffmichael.com, and marketwatch.ruffmichael.com (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our Services.

2. Description of Services

RuffMichael Ltd. Co. provides AI-powered solutions across four core divisions:

• AI Design -- Custom AI agents, automated workflows, and intelligent systems
• Infrastructure -- Docker-based deployments, networking, and DevOps pipelines
• Data Analytics -- Real-time dashboards, market intelligence, and predictive analytics
• Real Estate -- New construction property search and builder partnership platforms

3. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Services in any way that violates applicable federal, state, local, or international law
• Attempt to gain unauthorized access to any part of the Services, other accounts, or computer systems connected to the Services
• Interfere with or disrupt the Services, servers, or networks connected to the Services
• Use the Services to transmit any malware, viruses, or other malicious code
• Scrape, copy, or reproduce content from the Services without authorization
• Use automated scripts or bots to access the Services in a manner that exceeds normal user behavior

4. Intellectual Property

All content provided through the Services, including text, graphics, logos, images, software, and design elements, is the property of RuffMichael Ltd. Co. or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content from the Services without prior written consent.

5. Real Estate Listings

Real estate listings displayed on our platform are provided by third-party builders and listing services. While we strive to ensure accuracy, we do not guarantee the completeness, reliability, or currency of listing information. Property details, pricing, availability, and incentives are subject to change without notice. You should independently verify all listing information before making any decisions.

6. Data Analytics and Market Information

Any market data, analytics, dashboards, or predictive insights provided through our Services are for informational purposes only and do not constitute financial, investment, or professional advice. RuffMichael Ltd. Co. is not liable for any decisions made based on data presented through our platforms.

7. Third-Party Services

Our Services may contain links to third-party websites, tools, or integrations that are not owned or controlled by RuffMichael Ltd. Co. We are not responsible for the content, privacy practices, or reliability of any third-party services. You access third-party services at your own risk.

8. Service Availability

We strive to maintain 99.9% uptime but do not guarantee that the Services will be uninterrupted, secure, or error-free at all times. We may modify, suspend, or discontinue any part of the Services at any time without prior notice. We are not liable for any downtime, data loss, or service interruptions.

9. Limitation of Liability

To the fullest extent permitted by law, RuffMichael Ltd. Co. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Services. Our total liability for any claims arising from these Terms shall not exceed the amount you have paid us for the Services in the preceding twelve (12) months.

10. Indemnification

You agree to indemnify and hold harmless RuffMichael Ltd. Co., its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Services or your violation of these Terms.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will update the "Last updated" date at the top of this page when changes are made. Your continued use of the Services after any changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts located in Duval County, Florida.

13. Contact

If you have any questions or concerns about these Terms of Service, please contact us through our contact page.